The Benefits Of Pet Insurance
More and more people are turning to pet insurance to help with the high maintenance costs that come with keeping an animal at home, and
More and more people are turning to pet insurance to help with the high maintenance costs that come with keeping an animal at home, and there is a range of policies available, depending on your needs. Caring for your pet can be costly, especially if the animal is high maintenance, and with accident cover, you won’t have a nasty shock if your pet requires treatment. For what it costs, pet insurance is a good idea, and here are just a few of the reasons why people are insuring their pets.
Dogs and cats are often injured, especially in urban environments, and some breeds of dog are very energetic and it is easy for an injury to occur. There are online insurers where you can compare pet insurance, and with an easy to navigate website, you can quickly find out about the best policy for your pet. This policy would typically cover 80% of the total vet bills and with a higher excess, you can have maximum protection. The excess is the amount you pay prior to the insurer picking up the costs, and with a range of policies available, there is something to suit every budget.
Some owners much prefer to have comprehensive pet insurance, which covers sickness and accidental injury, as well as vet consultations, up to a limit. With a total benefit limit of $15,000, you can rest assured that any expenses will be covered. Policies can be individually tailored to suit the animal, and with online solutions, organising your pet insurance has never been easier.
The comprehensive policy would cover the following conditions:
- Cancer treatment
- Skin conditions and allergies
- Eye and Ear conditions
- Accidental injury
- Infectious diseases
There are other conditions that the policy includes, such as laboratory tests and radiology, and any hospitalisation would also be included. This form of pet insurance is the most popular, as it provides total cover, and with multiple pets, there are significant discounts.
Choice of Vet
Insuring your pet doesn’t mean you lose control over who treats your pet, as all policy holders can choose the vet that will treat the animal. Some owners are very particular about who touches their pet, and the animal would be more comfortable with a familiar face.
Some health issues are hereditary and the condition can appear suddenly without warning, and with comprehensive pet insurance, 80% of the cost of the treatment will be paid by the insurer. Most insurers will guarantee renewal options, so even if your pet declines in health, you can still renew your pet insurance.
It is comforting to know that a majority of your pet’s care bills will be covered by the insurance, and if anything untoward happens, your pet will receive the very best care and treatment. It is possible to include foreign travel and other special situations in your pet insurance, and with online solutions, insuring your pet has never been easier.